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With over 50 combined years of experience in Real Estate and Home Loans, Integrity Financial  has built a strong reputation as an outstanding mortgage lending firm serving the lending needs of the individual home buyer, home owner, real estate professional, and home builder throughout the Southern California area.

We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending.  With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan - with the best rates, terms and costs - to meet your unique needs. 

Our value to you is based on seven company principles:

  • We know our clients and their objectives.  We thoroughly understand mortgage lending guidelines and the impact of the 5 C’s of credit.


  • We offer a broad array of mortgage products sourced from hundreds of lenders. We are able to get loans for 99.9% of our clients.


  • We have streamlined the desktop underwriting system that uses the latest computer technology, and approve clients in hours versus days or weeks.


  • Our Loan Tracking System keeps you up to date as the loan passes through each phase of the mortgage approval process.


  • We provide a Feedback Tracking System for the few clients that don’t qualify. We will let you know what to do and when you will be able to qualify to buy your home.


  • We help Real Estate brokers and agents market their listings and provide free training webinars on Real Estate best practices.


  • We are available anytime, and we are here when you need us.

Contact us directly and let us know how we can help you in your home buying or refinance experience.


Address & Driving Directions:
701 Palomar Airport Road, Ste 300, Carlsbad, CA 92011

Voice: 760-720-3111

Fax: 760-931-4850